Run Your Chama With Confidence.
Manage contributions, loans, member records and financial activity in one secure platform. Clear records. Less manual work. More transparency for everyone.
Trusted by leading organizations
DISCOVER
How Our Platform Works
ChamaConnect streamlines management of chamas with innovative tools designed for Kenyan groups, blending blockchain security with user-friendly fintech solutions.
Our platform addresses the operational challenges commonly faced by chamas, such as manual record keeping, lack of transparency, and financial mismanagement.
Create or Join a Chama
Set up a new chama in minutes or join an existing one using email, SMS, or shareable links. Then customize settings for payments, savings, and loans tailored to your chama needs.
Manage Finances
Track contributions and group savings in real-time via intuitive dashboards, set auto-reminders for timely payments, and monitor financial goals effortlessly, all managed by admins through a sleek interface.
Simplify Loans and Savings
Apply for loans instantly on the platform, define repayment terms with automated interest tracking, and manage savings securely-eliminating manual errors and boosting group trust with blockchain precision.
Generate Financial Reports
Access instant, detailed reports on savings, loans, and expenses, share them with members for transparency, and leverage insights to drive smart financial decisions, all powered by professional-grade accounting tools.
Who We Are
Built for African Savings Groups
We understand the unique needs of African communities. Our platform combines traditional values with cutting-edge technology to empower financial growth.
Table Banking Groups
ChamaConnect helps table banking groups by pooling savings, disbursing loans, tracking guarantors, and managing fines.
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Sacco Groups
The platform's streamlined features help handle contributions, structured loans, dividends, and guarantor-based loan approvals.
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Merry-Go Round Groups
This simplified system aids in managing contributions, tracking beneficiaries, and maintaining rotation schedules.
Learn more →Testimonials
What Chama Groups Are Saying
Real feedback from treasurers, chairpersons, and members running their groups on ChamaConnect. Drag to explore.
Everlyne Chepkoech
Treasurer · Kiptenden Table Banking Group
“We used to spend hours reconciling contributions on a notebook every meeting. Now the totals are just there, correct, before we even sit down.”
Mutuku Kioko
Chairperson · Athi Builders Sacco
“Loan approvals used to cause arguments because nobody could agree on the numbers. ChamaConnect settles it - the schedule is right there for everyone to see.”
Wanjiku Nderitu
Secretary · Ndumberi Women Fund
“Members can finally see their own contribution history without calling me. That alone cut my workload in half.”
Odhiambo Achieng
Member · Kondele Merry-Go-Round
“I joined from Mombasa while the rest of the group is in Kisumu. Distance was never a problem because everything runs through the app.”
Naliaka Wafula
Treasurer · Bungoma Farmers Welfare Group
“The welfare payouts used to take weeks to organize. Now a claim gets logged, approved, and disbursed in days.”
Kiptoo Langat
Chairperson · Kericho Tea Pickers Sacco
“Dividends used to be the most stressful week of the year for me. This year I generated the report in an afternoon.”
Achieng Otieno
Member · Milimani Savings Circle
“I like that I get a notification the moment my contribution is recorded. No more wondering if my money reached the group.”
Cherotich Ruto
Secretary · Eldoret Boda Riders Fund
“Our group grew from 20 to 90 members and record keeping never became the bottleneck it would have been on paper.”
Mwangangi Musyoka
Treasurer · Machakos Traders Table Bank
“Fines used to be a source of tension. Now they're calculated automatically and nobody feels singled out.”
Adhiambo Owuor
Chairperson · Homa Bay Fisherfolk Sacco
“Guarantor tracking was our biggest headache before. Now every loan shows exactly who backed it and what their exposure is.”
Powered by Blockchain
Built on Cypherium
ChamaConnect integrates directly with the Cypherium public blockchain to deliver tamper-proof accountability, automated financial governance, and verifiable audit trails for African Chamas.
Sub-Second Finality
Instant Audits
Powered by HotStuff BFT consensus, every Chama contribution and loan approval is anchored to the global ledger in milliseconds.
Zero-PII Privacy
Strict Confidentiality
Member identities, phone numbers, and raw bank records remain strictly off-chain. Only cryptographic proof commitments are anchored.
Sub-Cent Gas Fees
Near-Zero Cost
Cypherium enables millions of transactions to be anchored for fractions of a Kenyan cent, eliminating blockchain gas friction for savings groups.
Dual-Chain Security
PoW + HotStuff BFT
Combines the decentralized security of Proof-of-Work with the instantaneous enterprise throughput of Byzantine Fault Tolerance.
Public Ledger Integrity for Every Shilling
Every transaction receives an on-chain cryptographic receipt verifiable on public explorers.
Why Choose Us
The Most Trusted Chama Platform
Experience the power of blockchain technology designed specifically for African savings groups. Professional features that preserve cultural practices with modern innovation.
Immutable Records
Blockchain Security
Built on secure blockchain infrastructure with immutable transaction records. Your group's financial data is protected with enterprise-grade security.
Modern Tech Stack
TypeScript
Built with Next.js 15, TypeScript, and React 19. Professional development tools including ESLint and Prettier ensure code quality.
Smart Automation
Automated
Automated loan management, contribution tracking, and penalty calculations. Smart contracts ensure transparent and fair financial processes.
Kenyan Market Focus
Local Focus
Designed specifically for Kenyan Chama groups with local currency support, cultural understanding, and .co.ke domain presence.
Comprehensive Analytics
Real-time Data
Real-time financial reporting, member tracking, and growth analytics. Generate unlimited reports with advanced dashboard insights.
Scalable Plans
5 plus members
From small savings groups to enterprise solutions for unlimited users. Grow your platform as your chama expands.