Chama Connect pricing
Simple per-member pricing
Option 1 from our May 2026 model: Tier A or B based on group type. Members never pay platform fees — only the chama admin settles invoices.
KES 20 per member / month
Tier A
Merry-go-round, welfare-primary groups, and welfare-enabled chamas
KES 20
per member / month
30-day free trial per chama
Member & welfare management
Merry-go-round rotation
Welfare contributions & claims
M-Pesa STK, C2B & reconciliations
Compliance & audit trail
Loans & guarantors
Dividends & share pool
SACCO regulatory reports
Most loan & SACCO groups
KES 40 per member / month
Tier B
Table banking, SACCO, and standard savings groups
KES 40
per member / month
30-day free trial per chama
Everything in Tier A
Loans, guarantors & approvals
Shares ledger (optional)
Dividend distribution
SACCO activity & SASRA exports
Savings goals & member summaries
7-day grace after invoice due
Billed on active members only
Tier is assigned automatically from group type and welfare settings. Annual figures are indicative (10× monthly). See billing in admin after your trial.
At a glance
| Feature | Tier A | Tier B |
|---|---|---|
| Price (monthly, per active member) | KES 20 | KES 40 |
| Free trial | 30 days | 30 days |
| Grace after due invoice | 7 days | 7 days |
| Group types | MGR / welfare | Table / SACCO / saving |
| M-Pesa per-group Paybill/Till | ✓ | ✓ |
| Welfare module | ✓ | Optional |
| Loans & guarantors | — | ✓ |
| Dividends | — | ✓ |
| Referral programme | ✓ | ✓ |
| KYC gate (≥ KES 100k default) | ✓ | ✓ |
| Who pays | Chama Admin | Chama Admin |
Ready to onboard your chama?
Create a group with a 30-day trial. Have a referral code? Add it during onboarding.